{"id":10175,"date":"2017-01-26T22:24:21","date_gmt":"2017-01-26T22:24:21","guid":{"rendered":"https:\/\/centregestor.es\/?p=10175"},"modified":"2020-12-04T22:24:40","modified_gmt":"2020-12-04T22:24:40","slug":"reclame-los-gastos-de-constitucion-de-su-hipoteca-2","status":"publish","type":"post","link":"https:\/\/centregestor.es\/ca\/reclame-los-gastos-de-constitucion-de-su-hipoteca-2\/","title":{"rendered":"Reclame los GASTOS de CONSTITUCI\u00d3N de su Hipoteca"},"content":{"rendered":"

El Tribunal Supremo declar\u00f3 el 23 de diciembre de 2015, que consideraba nulas aquellas cl\u00e1usulas que impon\u00edan al consumidor todos los costes derivados de la concertaci\u00f3n del contrato hipotecario.<\/strong><\/p>\n

Cont\u00e1ctenos para cursar reclamaci\u00f3n sobre la cl\u00e1usula que impone el pago de todos los gastos relacionados con la formalizaci\u00f3n de la hipoteca.<\/strong><\/p>\n

<\/p>\n

Las entidades bancarias inclu\u00edan dichas cl\u00e1usulas en los contratos hipotecarios mediante las cuales obligaban al prestatario a abonar todos los gastos, tributos y comisiones derivados del cr\u00e9dito por la compra de un inmueble.<\/p>\n

[one]<\/em><\/p>\n

El Tribunal Supremo considera que es nula la cl\u00e1usula que impone al consumidor el pago de todos los gastos (los del notario, gestor\u00eda, tasaci\u00f3n de la vivienda, Registro de la Propiedad, y los de actos jur\u00eddicos documentados\u2026) relacionados con la escritura de formalizaci\u00f3n de la hipoteca, lo que deja abierta la posibilidad de reclamar, en su caso, a los consumidores que tengan o haya tenido un pr\u00e9stamo hipotecario, a solicitar la devoluci\u00f3n de lo satisfecho.<\/em><\/p>\n

[\/one]<\/em><\/p>\n

Si quiere reclamar los gastos derivados de su hipoteca en Centre Gestor les podemos asesorar de manera gratuita en la reclamaci\u00f3n de los gastos de constituci\u00f3n de su hipoteca<\/strong>, buscando la mejor soluci\u00f3n para su caso concreto sin ning\u00fan tipo de coste ni compromiso, llam\u00e1ndonos al 973 279 700 o a trav\u00e9s del e-mail lleida@centregestor.es<\/span>.<\/p>\n

\u00bfQu\u00e9 gastos, tributos y comisiones se pueden reclamar?<\/strong><\/p>\n

Contacte ahora mismo con los abogados de Centre Gestor llamando al 973279700 <\/strong>y s<\/strong>olicite por tel\u00e9fono una orientaci\u00f3n inicial sin ning\u00fan coste, y si lo desea, reserve cita previa con nosotros para asesorarle personalmente.<\/p>\n

Los gastos que se pueden reclamar son:<\/p>\n

    \n
  1. Facturas de Notar\u00eda y Registro de la Propiedad. <\/strong><\/li>\n<\/ol>\n

    La obligaci\u00f3n de pago del arancel del notario y los registradores de la propiedad recaen bajo la responsabilidad del solicitante del servicio. De acuerdo con la sentencia dictada por el Tribunal Supremo ello genera una gran disparidad puesto que es el prestamista, la entidad bancaria, quien obtiene la garant\u00eda real de obtener el pago y a su vez est\u00e1 exenta de asumir ning\u00fan cargo por dicha inscripci\u00f3n y documentaci\u00f3n del pr\u00e9stamo hipotecario.<\/p>\n

      \n
    • Impuesto de Actos Jur\u00eddicos Documentados. <\/strong><\/b><\/li>\n<\/ul>\n

      De acuerdo a la Ley que regula el Impuesto de Transmisiones Patrimoniales y Actos Jur\u00eddicos Documentados: \u201cser\u00e1 sujeto pasivo del impuesto el adquirente del bien o derecho y, en su defecto, las personas que insten o soliciten los documentos notariales o aqu\u00e9llos en cuyo inter\u00e9s se expidan\u201d.<\/p>\n

      En este caso tambi\u00e9n se paga un impuesto por firmar la escritura de pr\u00e9stamo hipotecario a trav\u00e9s del Impuesto de Actos Jur\u00eddicos Documentados, cuando este corresponder\u00eda en realidad a la entidad bancaria, que es la principal interesada en cerrar dicho pr\u00e9stamo bancario.<\/p>\n

      \u00a0<\/strong>\u00bfQu\u00e9 documentos son necesarios para reclamar?<\/strong><\/p>\n

      La documentaci\u00f3n necesaria para reclamar dichos gastos es:<\/p>\n

        \n
      • Escritura de tu hipoteca<\/li>\n
      • Factura del notario<\/li>\n
      • Factura de la gestor\u00eda tramitadora<\/li>\n
      • Carta de pago de impuesto actos jur\u00eddicos documentados<\/li>\n
      • Certificado de empadronamiento<\/li>\n
      • Factura del registrador<\/li>\n
      • Carta de pago del impuesto de Actos Jur\u00eddicos Documentados (modelo 600).<\/li>\n
      • Escritura de cancelaci\u00f3n de la hipoteca (si estuviera cancelada y se tuviera dicho documento)<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

        El Tribunal Supremo declar\u00f3 el 23 de diciembre de 2015, que consideraba nulas aquellas cl\u00e1usulas que impon\u00edan al<\/p>","protected":false},"author":1,"featured_media":4727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[],"tags":[2434,2436,2438,2430,2440,2442],"class_list":["post-10175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-bancos-ca","tag-bancs-ca","tag-costes-hipoteca-ca","tag-hipoteca-ca","tag-reclame-gastos-hipoteca-ca","tag-reclami-costes-hipoteca-ca"],"yoast_head":"\nReclame los GASTOS de CONSTITUCI\u00d3N de su Hipoteca - Centre Gestor<\/title>\n<meta name=\"description\" content=\"ASESORIA ASSESSORIA FISCAL LABORAL CONTABLE COMPTABLE TAX BARCELONA GESTORIA PARA PYME PYMES AUTONOMO AUTONOMOS LLEIDA INMOBILIARIA IMMOBILIARIA RENTA RENDA TECNOLOGIA SEGUROS ASSEGURANCES ADMINISTRACION FINCAS FINQUES TREMP VIELLA IMPUESTO IVA INSPECCION CONTRATO NOMINA IRPF AUTONOMS ADMINISTRACIO IMPOSTOS CONTRACTE INSPECCIO\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/centregestor.es\/ca\/reclame-los-gastos-de-constitucion-de-su-hipoteca-2\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reclame los GASTOS de CONSTITUCI\u00d3N de su Hipoteca - 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