{"id":8147,"date":"2020-07-29T00:00:00","date_gmt":"2020-07-29T00:00:00","guid":{"rendered":"https:\/\/centregestor.es\/que-son-les-polisses-de-vida-risc\/"},"modified":"2020-11-17T22:56:44","modified_gmt":"2020-11-17T22:56:44","slug":"que-son-les-polisses-de-vida-risc","status":"publish","type":"post","link":"https:\/\/centregestor.es\/ca\/que-son-les-polisses-de-vida-risc\/","title":{"rendered":"Qu\u00e8 son les p\u00f2lisses de Vida Risc?"},"content":{"rendered":"<p>A mesura que la situaci\u00f3 del COVID-19 continua evolucionant, anem adquirint m\u00e9s coneixements sobre com afecta a la nostra vida. Es per aix\u00f2, que des del departament d\u2019assegurances volem que estigueu assabentats de les novetats en totes les modalitats.<\/p>\n<p>Avui us parlarem de les p\u00f2lisses de <strong>Vida Risc<\/strong>, i es que en el moment que es va produir la pand\u00e8mia les asseguradores van comunicar que <em>NO <\/em>estava coberta la mort pel Covid-19, per\u00f2 totes les companyies han modificat la seva normativa de subscripci\u00f3 donant cobertura a la defunci\u00f3 per aquest virus. Es important que coneixem les condicions i els avantatges de disposar d\u2019una asseguran\u00e7a de vida.<\/p>\n<p><strong>Que cobreix? <\/strong><\/p>\n<p>Segons la modalitat escollida, tindr\u00e0s cobertes les seg\u00fcents situacions:<em>\u00a0<\/em><\/p>\n<ul>\n<li><em>Defunci\u00f3<\/em><\/li>\n<li><em>Defunci\u00f3 per accident<\/em><\/li>\n<li><em>Defunci\u00f3 per accident de circulaci\u00f3<\/em><\/li>\n<li><em>Despeses de sepeli<\/em><\/li>\n<li><em>Invalidesa permanent per accident <\/em><\/li>\n<li><em>Invalidesa per accident de circulaci\u00f3<\/em><\/li>\n<li><em>Invalidesa permanent total (professional)<\/em><\/li>\n<li><em>Quota tributaria del impost de successions i donacions <\/em><\/li>\n<li><em>Orfandat per accident <\/em><\/li>\n<li><em>Malaltia cr\u00edtica<\/em><\/li>\n<li><em>Malaltia greu <\/em><\/li>\n<li><em>C\u00e0ncer (per exemple: de mama) <\/em><\/li>\n<li><em>Infart de miocardi <\/em><\/li>\n<\/ul>\n<p><strong>Quins avantatges pots tenir?<\/strong><\/p>\n<ul>\n<li><em>Protegir econ\u00f2micament als teus i a tu davant de qualsevol imprevist<\/em><\/li>\n<li><em>Procurar una renta en cas d\u2019invalidesa o malaltia greu<\/em><\/li>\n<li><em>Assegurar els estudis dels teus fills <\/em><\/li>\n<li><em>Protegir el pagament pendent de la teva hipoteca (molts bancs obliguen a la contractaci\u00f3 d\u2019una p\u00f2lissa de vida per assegurar la cancel\u00b7laci\u00f3 del deute)<\/em><\/li>\n<li><em>Avantatges afegits: testament online, test d\u2019h\u00e0bits saludables, orientaci\u00f3 medica, etc. <\/em><\/li>\n<li><em>Servei gratu\u00eft d\u2019assessorament psicol\u00f2gic<\/em><\/li>\n<\/ul>\n<p><strong>Altres tipologies de vida <\/strong><\/p>\n<p>Estalviar pel futur es una forma de preparar-se per la nostra jubilaci\u00f3 o per qualsevol esdeveniment. Es per aix\u00f2 que les asseguradores ofereixen diverses alternatives per garantir una renda o un capital per quan m\u00e9s ho necessitem. Alguns dels principals tipus d\u2019assegurances de <strong>Vida Estalvi<\/strong>:<\/p>\n<ul>\n<li>Plans de previsi\u00f3 assegurats (PPA)<\/li>\n<\/ul>\n<p>Garanteixen a l\u2019assegurat un tipus d\u2019inter\u00e8s i un capital a la data de venciment, que sol coincidir amb la data de jubilaci\u00f3.<\/p>\n<ul>\n<li>Plans individuals d\u2019estalvi sistem\u00e0tic (PIAS)<\/li>\n<\/ul>\n<p>Generen estalvis amb aportacions recurrents que no poden superar els 8.000\u20ac anuals.<\/p>","protected":false},"excerpt":{"rendered":"<p>A mesura que la situaci\u00f3 del COVID-19 continua evolucionant, anem adquirint m\u00e9s coneixements sobre com afecta a la<\/p>","protected":false},"author":1,"featured_media":7665,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[],"tags":[],"class_list":["post-8147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 son les p\u00f2lisses de Vida Risc? 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